In this article, I will comprehensively review the Emirates Skywards world elite Mastercard. By the end of this post, you should be able to make an informed decision if you want to obtain this card. To find more reviews on credit cards available in the UAE, including the top travel cards for Emirates business and first class, please click on the credit cards menu at the top of this page. The offers in this post are updated as of August 2023.


Sign up link to this card can be found here

Annual fee.

This card comes with an annual fee of $99.00

Sign-up bonus.

The current sign-up bonus for this card is 30,000 Emirates Skywards miles.

How to earn the sign-up bonus.

To receive the bonus of 30,000 Skywards miles, you must spend $3,000 within the initial 90 days of opening your card account, and may take up to 8 weeks for the bonus points to arrive into your account.

Who can qualify for this card?

You must meet specific requirements to obtain this card in the UAE, as with most cards in the region.

  • You’ll need your original Emirates ID and a copy of your passport.
  • Latest salary certificate for salaried individuals.
  • Trade license for non-individuals.
  • Latest 3-month original bank statements (or mini ATM statements).
  • Security cheque.

Key benefits.

Get elevated to a silver member for one year with Emirates Skywards.

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Other benefits.

Your miles do not expire, you can also save 25% when you Buy or Gift Miles. No foreign transaction fees on international purchases.

If you want to learn how the Emirates Skywards Program works, click this link to read my review. It covers everything you need to know about the perks of being a gold member, and for the distinctions between the four tiers in the Skywards program, click this link.

Earning rate.

For everyday spending, you will receive 1 mile per dollar spent.
For booking travel, you will earn 2 miles per dollar spent.
You will receive 3 miles per dollar spent for booking travel direct with Emirates.

Would this card be a good fit for my daily spending needs?

This card is suitable for everyday expenses if you carry a few cards. However, if you don’t travel frequently, it may be worth exploring other options, as other cards can provide better rewards and ultimately give you more value for your money for your daily expenses.

Is this card suitable for booking travel?

If you find yourself flying a lot with Emirates, this card is most definitely one of the best cards to have in your wallet as the earning rate with Emirates is excellent; however, even if you were to book travel, this card is still great as you would still be earning triple points on Emirates transactions.

Things to note.

To maintain silver tier status after the first year, you will need to spend $20,000 on net purchases each year, beginning on the anniversary of your card. For those currently silver members, your tier status will be prolonged for one year from your card account’s opening date.


If you frequently travel with Emirates, the Emirates Skywards Reward World Elite Mastercard is a great card to consider. It offers a high earning rate of 3 Skyward miles for every dollar spent on Emirates bookings, making it an excellent choice for travel-related expenses.

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