Because if you’re paying an annual fee the size of a Ryanair flight roster, you might as well eat well, dress sharp, and never pay full price again. The Amex Platinum isn’t just about airport lounges and travel insurance. If you’re more about Soho House than SilverKris, you’ll want to know about the quiet luxe lifestyle and dining perks bundled with your metal friend. Let’s break down what you get, how to use it, and how to ensure you’re rinsing every benefit like a true rewards-savvy legend.

£120 Annual Dining Credit (aka Deliveroo Credit)

  • £10 per month, automatically loaded when you’re enrolled
  • Works on Deliveroo orders in the UK
  • Use it or lose it each month (no rollover)

WingTip: Set a calendar reminder for the 1st of every month and call it “Free Pad Thai Day.” You’ll never forget to use it.

Exclusive Access to the Global Dining Programme

  • Reserved tables at buzzy restaurants in London and worldwide
  • Complimentary dishes, drinks or discounts at partner spots
  • Includes venues like Hakkasan, Nobu, COYA, and Sketch (read: not your local Pizza Express)

WingTip: This is perfect for last-minute flexes like “Oh yeah, I know someone at the restaurant. That someone is your Amex.

a card with a picture of a man in a helmet American express platinum credit card
Amex Platinum dining offers explained.

Harvey Nichols Credit: £100 per year

  • £50 credit twice a year (£50 Jan-Jun, £50 Jul-Dec)
  • Works online and in-store on anything from fragrance to fashion
  • Automatically applied once you register via Amex Offers

WingTip: Splurge on Diptyque candles, bougie socks, or something from the sale rack, so it feels like you’re winning twice.

Fine Hotels + Resorts Perks

  • Room upgrades (subject to availability)
  • Daily breakfast for two
  • Guaranteed 4pm late check-out (yes, please)
  • $100 food & beverage credit per stay

WingTip: Even a one-night stay turns into a mini-break with those perks. Plus, breakfast in bed hits harder when it’s free.

The Hotel Collection Benefits

  • Available on stays of 2+ nights at mid-to-upscale hotels
  • Room upgrades + $100 to spend at the hotel (spa, bar, restaurant)

WingTip: Stack this with off-season pricing, and you’ll have five-star vibes on a three-star budget.

American Express Experiences

  • Pre-sale access to concerts, theatre, and events
  • Reserved seating and VIP perks
  • Ranges from Glastonbury ticket windows to intimate jazz gigs

WingTip: Bookmark the Experiences page and refresh it like it’s Ticketmaster. You’ll thank us during the festival season.

Final Thoughts

Amex Platinum’s lifestyle and dining perks are less flashy than airport lounges but waaaay easier to use regularly. Over the year, it’s easy to claw back £500+ in food, drinks, and fashion if you actually remember to use them.

So whether you’re feeding your flat via Deliveroo, showing up to a gig before it sells out, or scoring a free starter at Nobu, this card’s not just about points. It’s about living like you already made it.

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