Alright, Virgin fans – if you’re looking to earn Virgin Points without paying a penny in fees, the Virgin Atlantic Reward Credit Card might be your ticket to take-off. It’s simple, free, and offers a taste of what Virgin Flying Club has to offer. Here’s what you need to know in 2025. Want more travel hacks and credit card perks? For our entire collection of reviews and guides, click here.
In This Post
Earning Virgin Points: The Lowdown
- Points Accumulation:
- 0.75 Virgin Points per £1 on everyday spending
- 1.5 Virgin Points per £1 spent with Virgin Atlantic and Virgin Holidays
- Points Value: Typically 0.8p–1p when redeemed for flights, upgrades, or rewards
- Virgin Red Integration: You can also use points across the wider Virgin Group via the Virgin Red app
Essential Card Details
- Annual Fee: £0 (no hidden charges)
- Representative APR: 26.9% variable
- Welcome Bonus: 3,000 Virgin Points after your first purchase
- Eligibility: UK resident, aged 18+, with a good credit history
Is the Free Virgin Card Worth It?
- Year 1: Make a single purchase and bag 3,000 Virgin Points. You’re earning from day one, with no fee.
- Ongoing: If you’re loyal to Virgin Atlantic or Virgin Holidays, the 1.5x earning rate stacks up nicely.
- Pro Tip: This card is a great no-risk entry into the Virgin Points world, but if you fly often, the Reward+ version might suit you better.
The Welcome Bonus: Low Lift-Off
Make any purchase on the card, and 3,000 Virgin Points will be credited to your account. There is no spending target; just swipe once and earn.
Reward Voucher: A Hidden Gem
Spend £20,000 in a card year and you’ll unlock a Reward Voucher:
- Companion ticket (same cabin) when redeeming points
- Or a one-cabin upgrade when travelling solo on a reward flight
- The voucher is valid for 2 years.
That’s a substantial reward for a card that doesn’t cost you anything to hold.
Travel with the Virgin Reward Card: Yay or Nay?
Yay:
- Free to keep
- Double points with Virgin Atlantic and Holidays
- Reward Voucher after £20k spend
- No FX fees in the Eurozone, Romania, or Slovakia
Nay:
- Low 0.75x earn rate on general spend
- Reward Voucher is only valid on redemption bookings (not cash fares)
- No lounge access or elite perks
Frequent flyer who needs flexibility abroad? Combine this card with something like Currensea for everyday foreign spending – only 0.5% FX fees and links to your bank account. Check it out here.
Perks That Make It Feel First Class
- Virgin Money Cashback: Earn automatic cashback with no opt-in needed
- Mastercard Acceptance: Use it nearly everywhere
- Virgin Red App: Combine points from multiple Virgin brands for more ways to spend
Final Verdict: Is the Virgin Reward Card Worth It?
This is a stellar no-annual-fee starting point for anyone dipping their toes into Virgin Points. You’ll earn modestly, unlock a Reward Voucher with enough spend, and get a foot in the door to upper cabin travel.
It’s free. It earns. It flies. And it might just be the best £0 you’ll ever swipe.
Ready to earn Virgin Points on the daily? Apply for the Virgin Atlantic Reward Credit Card here.
Still Taxiing? Read On:
- Virgin Atlantic Reward Voucher vs Barclaycard Upgrade Voucher: Which One Wins?
- Virgin Atlantic Reward Voucher vs. British Airways Amex 2-4-1 Voucher: Which One Wins?
- Review: Virgin Atlantic Reward+ Credit Card UK (UK 2025 Update).
