Welcome to this month’s best UK credit card offers
Whether you’re a seasoned miles junkie or just here for the free lounge snacks, welcome aboard. This is your monthly cheat sheet to the best UK credit card offers right now because if you’re not earning points when you spend, what are you doing? From business-class dreams to cheeky cashback, we’ve combed through the lot from Amex to Avios, Virgin to Visa to give you a no-fuss rundown of every decent deal on the table. We’ll flag which cards are heating up, which are cooling off, and which are just plain pointless.
Got your wallet handy? Good. Let’s earn some rewards, shall we?
In This Post
American Express Platinum
- Sign-up Bonus: 65,000 Membership Rewards (can vary for different people, you might see something else)
- Spend Requirement: £6,000 in 6 months
- Annual Fee: £650
- Perks: Lounge access (including Centurion & Priority Pass), hotel status, travel insurance
- Worth it?: For frequent travellers, absolutely. For couch potatoes… maybe not.
- Link here: Review: The American Express Platinum Credit Card (UK).
American Express Preferred Rewards Gold Card
- Sign-up Bonus: 28,000 Membership Rewards points (can vary for different people, you might see something else)
- Spend Requirement: £3,000 in 3 months
- Annual Fee: Free in Year 1, then £195/year
- Perks: 4 complimentary airport lounge passes, 2x points on travel & foreign spend, hotel perks via Amex Offers
- Worth it?: A solid all-rounder if you want travel perks without a Platinum price tag. Great for Avios beginners and point-savvy foodies.
- Apply here: Review: American Express Preferred Rewards Gold Credit Card (UK 2025 Update)
Marriott Bonvoy American Express Credit Card
- Sign-up Bonus: 60,000 Marriott Bonvoy Points
- Spend Requirement: £3,000 in 3 months
- Annual Fee: £95
- Perks: 15 elite night credits, Silver status, free night award after £15,000 spend
- Worth it?: If you stay at Marriott hotels at least a couple of times a year, this card more than pulls its weight.
- Link here: Marriott Bonvoy American Express Card Now Offering 60,000 Points – Limited Time Only
British Airways American Express Credit Card (Free)
- Sign-up Bonus: 15,000 Avios (only if you apply via the BA website)
- Spend Requirement: £1,000 in 3 months
- Annual Fee: £0
- Perks: Earn 1 Avios per £1, get a 2-4-1 Companion Voucher when you spend £12,000/year
- Worth it?: A strong freebie for Avios beginners, but to get real value out of the 2-4-1, you’ll need flexibility and a few Avios banked already.
- Link here: Review: British Airways American Express Free Credit Card (UK 2025 Update).
British Airways American Express Premium Plus Card
- Sign-up Bonus: 50,000 Avios (only if you apply via the BA website)
- Spend Requirement: £3,000 in 3 months
- Annual Fee: £300
- Perks: 1.5 Avios per £1, 3 Avios per £1 spent with BA, Companion Voucher valid in any class after £10,000/year spend
- Worth it?: Absolutely, especially if you can use the 2-4-1 in Club World or First. Think of it as your ticket to half-price luxury.
- Link here: Review: British Airways American Express Premium Plus Card (UK 2025 Updated).
British Airways Accelerating Business Card (Amex)
- Sign-up Bonus: 45,000 Avios (only if you apply via the BA website)
- Spend Requirement: £5,000 in 3 months
- Annual Fee: £250
- Perks: 1.5 Avios per £1, 2 Avios per £1 with BA, plus On Business Points on top (dual rewards!)
- Worth it?: Ideal if you run a small business or freelance and want to double-dip on Avios and On Business Points.
- Link here: Review: British Airways Accelerating Business Credit Card (2025 UK Edition)
That’s All for This Month’s WingTips Wallet Watch
And there you have it: the top offers, hot takes, and juicy bonuses doing the rounds right now. Remember, offers change faster than Ryanair’s baggage rules, so if something caught your eye, don’t faff about. Bookmark this page, share it with your group chat, or just screenshot it like the savvy spender you are. We’ll be back next month with more of the best UK credit card offers on the market.
Until then, keep the points rolling and the redemptions bougie. Make sure to follow me on X (a.k.a Twitter) and Instagram for daily deals, bonus alerts, and point-fuelled nonsense.
