Welcome to December’s Points Parade New month, new bonuses, new reasons to let your wallet earn its keep. December’s best UK credit card offers are in, and some of them are seriously upgraded. Whether you’re hunting Avios, hotel points, cashback, or just the smug joy of lounge access, we’ve got the best deals on the runway.
We’re tracking every boosted bonus, limited-time offer, and card that’s actually worth applying for right now. If you’re not getting rewarded when you spend, you’re doing it wrong.
In This Post
American Express Preferred Rewards Gold Card
- Sign‑up Bonus: 40,000 Membership Rewards points – up from 20,000, when you spend £5,000 in the first six months of Cardmembership. Offer ends 13 January 2026.
- Spend Requirement: £5,000 in the first six months
- Annual Fee: Free for Year 1, then £195/year
- Perks:
- 4 Priority Pass lounge passes annually
- 2,500 bonus points for every £5,000 spent (up to 12,500 points)
- Double points on airlines and overseas spending
- £120 in Deliveroo credits per year (£5 for the first two orders each month)
- Worth it?: A travel-savvy’s dream: elevated entry bonus, flexible points (1:1 to Avios/hotels), and niche perks, especially if you can offset the Fee in year two.
- Apply here: Snag the 40k while you can and fly further for the same spend.
American Express Platinum Card
- Sign‑up Bonus: 75,000 Membership Rewards points – up from 50,000, + £250 Travel Credit, when you spend £6,000 in the first three months of Cardmembership. Offer ends 13 January 2026.
- Spend Requirement: £10,000 within the first six months
- Annual Fee: £650/year (pro-rata refunds available if you cancel mid-year)
- Perks:
- Priority Pass lounge access for you and a guest (plus pre-booking credits)
- Elite hotel status: Gold in Hilton Honors, Marriott Bonvoy, MeliaRewards; Premium in Radisson Rewards
- £400 annual dining credit (£200 UK + £200 abroad, split into £100 halves)
- Comprehensive travel insurance for you, your family, and supplementary cardholders
- Worth it? If you can spend £10k in six months and plan travel or grand dinners, this offer is one of the most rewarding out there. The combination of lounge access, hotel status, dining credits, and an 80k bonus can easily offset that £650 fee in year one.
- Apply here: Grab the 80k bonus and treat yourself to tangible luxury.
American Express Platinum Cashback Everyday Credit Card
- Sign‑up Bonus: 5% cashback (up to £125) in the first 5 months (no “up from,” but still one of the strongest short‑term offers around)
- Spend Requirement: None, simply shop and stack cashback (capped at £125 total during the introductory five months)
- Annual Fee: £0
- Perks:
- Ongoing cashback up to 1.25% depending on annual spend thresholds
- No credit checks needed for supplementary cards—handy if you’re building points across the family
- Flexible “Plan It™” instalment tool – break larger charges into fixed‑fee instalments over 3, 6, or 12 months
- Worth it? Absolutely, this is a rare cashback card that delivers upfront savings without a Fee, plus ongoing value if you spend big. Just be disciplined about paying it off each month.
- As one reader put it:
- “I use ours for everything… get about £600 cashback a year…”
- Just don’t carry a balance, or those gains vanish.
- Apply here: Stack 5% cashback while it lasts, and it’s totally fee-free
That’s a Wrap for December’s Wallet Watch
You’ve seen the bonuses. You’ve read the small print. Now, go grab the cards while the Best UK credit card offers are hot because next month, they might vanish faster than an upgrade on BA. We’ll be back in January with another full sweep of the best UK credit card offers.
Until then, apply smart, earn sharp, and don’t forget to follow us on X and Instagram for bonus alerts, hot takes, and point-fuelled chaos.
