Welcome to July’s Points Parade New month, new bonuses, new reasons to let your wallet earn its keep. July’s best UK credit card offers are in, and some of them are seriously upgraded. Whether you’re hunting Avios, hotel points, cashback, or just the smug joy of lounge access, we’ve got the best deals on the runway.
We’re tracking every boosted bonus, limited-time offer, and card that’s actually worth applying for right now. If you’re not getting rewarded when you spend, you’re doing it wrong.
In This Post
Hilton Honors Debit Card
- Sign-up Offer: Annual fee now £30, down from £60
- Deadline: Offer ends 14 August 2025
- Perks: Earn Hilton Honors points on your everyday debit spending (yep, no credit check); comes with built-in travel perks and cashback potential
- Worth it?: If you stay at Hilton properties even occasionally, this is an easy win, especially now at half-price
- Apply here: Get the full breakdown and apply smart.
Related reads for clever spenders:
- Which Hilton debit card should you get?
- Full Hilton Honors Debit Card Review
- Ultimate Hilton Honors Earning Guide
Hilton Honors Plus Debit Card
- Sign-up Bonus: 30,000 Hilton Points, up from 10,000
- Annual Fee: £150
- Deadline: Offer ends 14 August 2025
- Perks: Massive bonus, Hilton points on spend, lounge access, travel extras, and no credit checks, plus an actual debit card with VIP energy.
- Worth it?: 100%. This is hands-down one of the most rewarding debit cards in the UK right now, and yes, we said debit.
- Apply here: Read our review and grab the 30k before it’s gone.
Dive deeper:
American Express Cashback Everyday Credit Card
- Sign-up Bonus: 5% cashback (up to £125 – up from £100) + £10 bonus cashback
- Spend Requirement: No minimum spend, 5% capped at £125 in first 5 months
- Annual Fee: £0
- Perks: Earn up to 1% cashback ongoing, £10 extra bonus if eligible, Amex Offers
- Worth it?: A true no-fee winner perfect for your first Amex or if you prefer cashback over chasing points.
- Apply here: Get 5% back and a £10 bonus. Yes, really
That’s a Wrap for July’s Wallet Watch
You’ve seen the bonuses. You’ve read the small print. Now, go grab the cards while the Best UK credit card offers are hot because next month, they might vanish faster than an upgrade on BA. We’ll be back in August with another full sweep of the best UK credit card offers.
Until then, apply smart, earn sharp, and don’t forget to follow us on X and Instagram for bonus alerts, hot takes, and point-fuelled chaos.
