Because if you’re paying an annual fee the size of a Ryanair flight roster, you might as well eat well, dress sharp, and never pay full price again.
The Amex Platinum isn’t just about airport lounges and travel insurance. If you’re more about Soho House than SilverKris, you’ll want to know about the quiet luxe lifestyle and dining perks bundled with your metal friend. Here’s what you get, how to use it, and how to rinse every benefit like a true rewards-savvy legend.
In This Post
1. £120 Annual Dining Credit (aka Deliveroo Credit)
- £10 per month, automatically loaded when you’re enrolled
- Works on Deliveroo orders in the UK
- Use it or lose it each month (no rollover)
WingTip: Set a calendar reminder for the 1st of every month and call it Free Pad Thai Day. You’ll never forget to use it, and if you do, your stomach will remember for you.
2. Exclusive Access to the Global Dining Programme
- Reserved tables at buzzy restaurants in London and worldwide
- Complimentary dishes, drinks, or discounts at partner spots
- Includes venues like Hakkasan, Nobu, COYA, and Sketch (read: not your local Pizza Express)
WingTip: Perfect for those last-minute flexes like “Oh yeah, I know someone at the restaurant.” That someone is your Amex.

3. Bonus Bites: Private Dining Experiences
Every now and then, Amex hosts hush-hush events for Platinum cardholders, we’re talking wine pairings, chef’s table nights, and one-off menus from restaurants that rarely play ball.
WingTip: These events vanish quicker than a sushi platter at a networking brunch. Keep an eye on your inbox and book the moment you see “Platinum Exclusive.”
4. Harvey Nichols Credit: £100 Per Year
- £50 credit twice a year (£50 Jan–Jun, £50 Jul–Dec)
- Works online and in-store on anything from fragrance to fashion
- Activate via Amex Offers, and it auto-applies
WingTip: Blow it on Diptyque candles, bougie socks, or something from the sale rack. The goal is to feel smug and scented.
5. Fine Hotels + Resorts Perks (FHR)
- Complimentary daily breakfast for two
- Guaranteed 4pm late check-out
- Room upgrades (subject to availability)
- $100 to spend on food, drink, or spa
- Book via Amex Travel
WingTip: Even a single night turns into a luxe mini-break. Pro tip: time your stay to check out after a boozy brunch and claim that 4pm late check-out like royalty.
6. The Hotel Collection Benefits (THC)
- For stays of 2+ nights at selected properties
- Room upgrade and a $100 hotel credit
- Bookings must go through Amex Travel
WingTip: Off-season rates + this perk = five-star vibes on a three-star budget.
7. Platinum Concierge: Your Personal PA (Minus the Eye Rolls)
Need a last-minute table at a packed restaurant? Want to send your partner flowers and sound like you planned it a week ago? The Amex Concierge service is your secret weapon.
They’re on hand 24/7 to help with bookings, tickets, gifts, and those mysterious “I forgot our anniversary” moments.
WingTip: Save the number in your phone under “James, Butler.” Pretend you’ve got staff. We won’t tell.
8. American Express Experiences
- Pre-sale access to concerts, theatre, festivals and more
- Reserved seating and VIP perks at select events
- Includes big hitters like Glastonbury and intimate jazz nights
WingTip: Bookmark the Amex Experiences page and refresh it like it’s a sneaker drop. When gigs go live, you’ll be in before the bots.
9. Amex Member Week: Blink and You’ll Miss It
Once a year (or whenever Amex feels generous), Member Week arrives: a whirlwind of limited-time perks, surprise discounts, and exclusive experiences.
Think flash sales on brands you actually care about, secret menus, and Platinum-only invites that disappear faster than a cheap LHR-AMS reward seat.
WingTip: These aren’t always announced in advance. If “Member Week” pops up in your inbox, don’t dilly-dally. Click, claim, and clear space in your calendar.
Final Thoughts
Amex Platinum’s lifestyle and dining perks are less flashy than airport lounges but waaay easier to use regularly. Over the course of a year, it’s easy to claw back £500+ in food, fashion, and five-star fluff if you’re even half paying attention.
So whether you’re feeding your flat via Deliveroo, scoring VIP seats at Glasto, or breezing into Nobu like it’s your local Nando’s, this card isn’t just about points. It’s about living like you already made it.