Just yesterday I wrote about the Amex Platinum offer which you can read here: If you’ve been sitting on the fence about getting the American Express Preferred Rewards Gold Credit Card (review here), now’s the time to jump off. Amex has just ramped up the welcome bonus from 20,000 to 38,000 Membership Rewards points, a massive boost that makes this card even more of a no-brainer. Here’s why it deserves a spot in your wallet:
In This Post
1. A Whopping 38,000 Points Just for Signing Up
For a limited time, new cardholders can bag 38,000 Membership Rewards points after spending just £3,000 in the first three months. To put that into perspective, that’s enough for a return flight to Europe, a hefty chunk of a long-haul trip, or a few luxurious hotel nights. And yes, you can transfer these points to a range of airline and hotel partners, making it one of the most flexible rewards currencies around.
2. First Year? Absolutely Free
One of the biggest hesitations about premium credit cards is the annual fee. Good news: Amex waives the £195 fee for the first year. That means you can enjoy all the perks and rack up points without spending a penny on fees, giving you a year to test it out before deciding whether to keep it.
3. Free Lounge Access, Because Airports Are a Nightmare
No one enjoys waiting at the airport, so why not do it in style? The Gold Card gives you four complimentary airport lounge visits per year via Priority Pass. That means comfy seating, free snacks, and a break from the chaos. If you travel a few times a year, this perk alone can justify keeping the card.
4. Dining Credits, Because Who Doesn’t Love Free Food?
With this card, you get up to £120 in dining credits per year and £5 back monthly when you spend at participating restaurants or food delivery services. Over the course of the year, that’s an easy way to offset part of the annual fee if you decide to keep the card.
5. Travel Perks That Actually Matter
If you pay for your flights with the Gold Card, you get built-in travel insurance, including medical cover, trip delay, and baggage protection. That’s peace of mind for your next holiday without shelling out for extra coverage.
6. Boost Your Points on Everyday Spending
Unlike some reward cards that only give you bonus points on travel, the Gold Card rewards your daily spending, too:
- 3 points per £1 spent on Amex Travel bookings
- 2 points per £1 spent on flights, dining, and overseas purchases
- 1 point per £1 spent on everything else
You’ll rack up points without even trying, whether booking a holiday or grabbing a coffee.
7. It’s Accessible, No Six-Figure Salary Required
You don’t need to be rich to get this card. The minimum personal income requirement is just £20,000 per year, making it one of the most accessible rewards cards in the UK.
Final Verdict: Get It Before the Offer Disappears
If you’ve been thinking about getting into the points game or upgrading from a standard rewards card, this is the best time to apply. A free first year, boosted bonus, travel perks, and solid earning rates make the American Express Preferred Rewards Gold Credit Card a top pick. But remember, these promotions don’t last forever. Apply while the 38,000-point offer is still up for grabs.
